1.5× and 2× · 2026
Overtime Pay Calculator
Enter your regular rate and hours to get time-and-a-half, double time, the overtime premium, and the annualized total. Works for a single heavy week or a steady schedule.
Hours and rate
LiveWeekly gross pay
$1,100
50 hours · blended rate $22.00/hr
- Annualized
- $57,200
- Overtime premium
- $100
Overtime is taxed as ordinary wages. At the same annual income an overtime-heavy schedule can mean more tax withheld per check, not a higher rate on the extra hours.
The overtime formula
Federal law (the FLSA) requires 1.5× the regular rate for every hour over 40 in a workweek. The regular rate is not always your base wage: non-discretionary bonuses, shift differentials, and commissions are included in it, which can raise the overtime rate above your nominal hourly pay.
Overtime on a $20 hourly rate
Regular 40-hour week plus overtime, all figures gross, annualized at 52 identical weeks.
| OT hours | Regular pay | Overtime pay | Weekly gross | OT premium | Annual gross |
|---|---|---|---|---|---|
| 1 | $800 | $30 | $830 | $10 | $43,160 |
| 2 | $800 | $60 | $860 | $20 | $44,720 |
| 5 | $800 | $150 | $950 | $50 | $49,400 |
| 8 | $800 | $240 | $1,040 | $80 | $54,080 |
| 10 | $800 | $300 | $1,100 | $100 | $57,200 |
| 12 | $800 | $360 | $1,160 | $120 | $60,320 |
| 15 | $800 | $450 | $1,250 | $150 | $65,000 |
| 20 | $800 | $600 | $1,400 | $200 | $72,800 |
Time and a half assumed for all overtime hours. Use the calculator above for mixed overtime and double time.
Overtime rules worth knowing
- Federal: 1.5× after 40 hours in a workweek. A workweek is any fixed, recurring 168-hour period — not necessarily Monday to Friday.
- California: 1.5× after 8 hours in a day or 40 in a week, and 2× after 12 hours in a day or 8 hours on the seventh consecutive day of a workweek. This is the double-time case the calculator supports.
- Daily overtime states. Alaska, Nevada, and Colorado also require daily overtime in defined situations, so a 10-hour Tuesday can trigger overtime even in a 38-hour week.
- Salaried workers. Being paid a salary does not make you exempt. Exemption depends on the salary level and the duties test.
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Paycheck by state
- AlabamaTop rate 5%
- AlaskaNo income tax
- ArizonaTop rate 2.5%
- ArkansasTop rate 3.9%
- CaliforniaTop rate 13.3%
- ColoradoTop rate 4.4%
- ConnecticutTop rate 6.99%
- DelawareTop rate 6.6%
- District of ColumbiaTop rate 10.75%
- FloridaNo income tax
- GeorgiaTop rate 5.19%
- HawaiiTop rate 11%
- IdahoTop rate 5.3%
- IllinoisTop rate 4.95%
- IndianaTop rate 2.95%
- IowaTop rate 3.8%
- KansasTop rate 5.58%
- KentuckyTop rate 3.5%
- LouisianaTop rate 3%
- MaineTop rate 7.15%
- MarylandTop rate 6.5%
- MassachusettsTop rate 5%
- MichiganTop rate 4.25%
- MinnesotaTop rate 9.85%
- MississippiTop rate 4%
- MissouriTop rate 4.7%
- MontanaTop rate 5.65%
- NebraskaTop rate 4.55%
- NevadaNo income tax
- New HampshireNo income tax
- New JerseyTop rate 10.75%
- New MexicoTop rate 5.9%
- New YorkTop rate 10.9%
- North CarolinaTop rate 3.99%
- North DakotaTop rate 2.5%
- OhioTop rate 2.75%
- OklahomaTop rate 4.5%
- OregonTop rate 9.9%
- PennsylvaniaTop rate 3.07%
- Rhode IslandTop rate 5.99%
- South CarolinaTop rate 6%
- South DakotaNo income tax
- TennesseeNo income tax
- TexasNo income tax
- UtahTop rate 4.5%
- VermontTop rate 8.75%
- VirginiaTop rate 5.75%
- WashingtonNo income tax
- West VirginiaTop rate 4.82%
- WisconsinTop rate 7.65%
- WyomingNo income tax
Overtime pay FAQ
How is overtime pay calculated?
Overtime is the regular rate multiplied by 1.5 for each hour beyond 40 in a workweek: $20 an hour becomes $30 of overtime pay. Hours beyond 12 in a day, or on a seventh consecutive day in some states, are paid at 2×. The calculator above handles both.
What is time and a half for $20 an hour?
Time and a half at $20 an hour is $30 an hour. Ten overtime hours in a week add $300 to the $800 of regular pay, for $1,100 gross — and $100 of that is the overtime premium above straight time.
Is overtime taxed at a higher rate?
No. Overtime is ordinary wage income taxed at your normal rates, and it counts toward FICA just like regular hours. What changes is withholding: payroll software annualizes a bigger check, so more is withheld from that one check. Any over-withholding comes back as a refund when you file.
Can I deduct overtime pay on my taxes in 2026?
Under the One Big Beautiful Bill Act, tax years 2025 through 2028 allow a federal deduction of up to $12,500 of qualified overtime premium pay ($25,000 married filing jointly), phasing out above $150,000 ($300,000 joint) of modified AGI. It covers only the half-time premium required by federal law (not the straight-time portion, and not overtime that exists only under state law or a union contract). The calculator above does not apply this deduction.
Do salaried employees get overtime?
Only if they are non-exempt. Exempt employees must generally be paid a salary of at least $684 a week and perform executive, administrative, or professional duties; everyone else is entitled to 1.5× for hours beyond 40. Job title alone never decides it.
Does overtime count toward the Social Security wage base?
Yes. Overtime is FICA wages, so it counts toward the $184,500 Social Security wage base in 2026 and toward the 0.9% Additional Medicare Tax above $200,000 of wages.