Paycheck Calculator by State (2026)
Every state taxes a paycheck differently — or not at all. Choose your state for its 2026 bracket table, standard deduction, local tax notes, and worked take-home examples.
- AlabamaTop rate 5%
- AlaskaNo income tax
- ArizonaTop rate 2.5%
- ArkansasTop rate 3.9%
- CaliforniaTop rate 13.3%
- ColoradoTop rate 4.4%
- ConnecticutTop rate 6.99%
- DelawareTop rate 6.6%
- District of ColumbiaTop rate 10.75%
- FloridaNo income tax
- GeorgiaTop rate 5.19%
- HawaiiTop rate 11%
- IdahoTop rate 5.3%
- IllinoisTop rate 4.95%
- IndianaTop rate 2.95%
- IowaTop rate 3.8%
- KansasTop rate 5.58%
- KentuckyTop rate 3.5%
- LouisianaTop rate 3%
- MaineTop rate 7.15%
- MarylandTop rate 6.5%
- MassachusettsTop rate 5%
- MichiganTop rate 4.25%
- MinnesotaTop rate 9.85%
- MississippiTop rate 4%
- MissouriTop rate 4.7%
- MontanaTop rate 5.65%
- NebraskaTop rate 4.55%
- NevadaNo income tax
- New HampshireNo income tax
- New JerseyTop rate 10.75%
- New MexicoTop rate 5.9%
- New YorkTop rate 10.9%
- North CarolinaTop rate 3.99%
- North DakotaTop rate 2.5%
- OhioTop rate 2.75%
- OklahomaTop rate 4.5%
- OregonTop rate 9.9%
- PennsylvaniaTop rate 3.07%
- Rhode IslandTop rate 5.99%
- South CarolinaTop rate 6%
- South DakotaNo income tax
- TennesseeNo income tax
- TexasNo income tax
- UtahTop rate 4.5%
- VermontTop rate 8.75%
- VirginiaTop rate 5.75%
- WashingtonNo income tax
- West VirginiaTop rate 4.82%
- WisconsinTop rate 7.65%
- WyomingNo income tax
State income tax at a glance
Nine states have no wage tax at all, 15 use a single flat rate, and 26 states plus DC use graduated brackets. The top marginal rate is what people quote, but the effective rate — total tax divided by total pay — is what actually leaves your check, and it is always lower.
| State | Structure | Top rate | Standard deduction (single) | Take-home on $60,000 |
|---|---|---|---|---|
| Alabama | Graduated | 5% | $3,000 | $47,580 |
| Alaska | No income tax | 0.00% | — | $50,390 |
| Arizona | Flat | 2.5% | $8,350 | $49,099 |
| Arkansas | Graduated | 3.9% | $2,470 | $48,234 |
| California | Graduated | 13.3% | $5,540 | $48,588 |
| Colorado | Flat | 4.4% | $16,100 | $48,458 |
| Connecticut | Graduated | 6.99% | — | $47,840 |
| Delaware | Graduated | 6.6% | $3,250 | $47,627 |
| District of Columbia | Graduated | 10.75% | $16,100 | $47,937 |
| Florida | No income tax | 0.00% | — | $50,390 |
| Georgia | Flat | 5.19% | $12,000 | $47,899 |
| Hawaii | Graduated | 11% | $4,400 | $47,273 |
| Idaho | Flat | 5.3% | $16,100 | $48,318 |
| Illinois | Flat | 4.95% | — | $47,420 |
| Indiana | Flat | 2.95% | — | $48,620 |
| Iowa | Flat | 3.8% | $16,100 | $48,722 |
| Kansas | Graduated | 5.58% | $3,605 | $47,331 |
| Kentucky | Flat | 3.5% | $3,360 | $48,408 |
| Louisiana | Flat | 3% | $12,875 | $48,976 |
| Maine | Graduated | 7.15% | $8,350 | $47,164 |
| Maryland | Graduated | 6.5% | $3,350 | $47,752 |
| Massachusetts | Flat | 5% | — | $47,390 |
| Michigan | Flat | 4.25% | — | $47,840 |
| Minnesota | Graduated | 9.85% | $15,300 | $47,833 |
| Mississippi | Flat | 4% | $2,300 | $48,482 |
| Missouri | Graduated | 4.7% | $16,100 | $48,507 |
| Montana | Graduated | 5.65% | $16,100 | $48,327 |
| Nebraska | Graduated | 4.55% | $8,850 | $48,364 |
| Nevada | No income tax | 0.00% | — | $50,390 |
| New Hampshire | No income tax | 0.00% | — | $50,390 |
| New Jersey | Graduated | 10.75% | — | $48,567 |
| New Mexico | Graduated | 5.9% | $16,100 | $48,736 |
| New York | Graduated | 10.9% | $8,000 | $47,747 |
| North Carolina | Flat | 3.99% | $12,750 | $48,505 |
| North Dakota | Graduated | 2.5% | $16,100 | $50,390 |
| Ohio | Graduated | 2.75% | — | $49,456 |
| Oklahoma | Graduated | 4.5% | $6,350 | $48,191 |
| Oregon | Graduated | 9.9% | $2,910 | $45,714 |
| Pennsylvania | Flat | 3.07% | — | $48,548 |
| Rhode Island | Graduated | 5.99% | $11,200 | $48,560 |
| South Carolina | Graduated | 6% | $8,350 | $47,947 |
| South Dakota | No income tax | 0.00% | — | $50,390 |
| Tennessee | No income tax | 0.00% | — | $50,390 |
| Texas | No income tax | 0.00% | — | $50,390 |
| Utah | Flat | 4.5% | — | $47,690 |
| Vermont | Graduated | 8.75% | $7,650 | $48,540 |
| Virginia | Graduated | 5.75% | $8,750 | $47,701 |
| Washington | No income tax | 0.00% | — | $50,390 |
| West Virginia | Graduated | 4.82% | — | $48,337 |
| Wisconsin | Graduated | 7.65% | $13,960 | $48,500 |
| Wyoming | No income tax | 0.00% | — | $50,390 |
Single filer, no pre-tax deductions, federal + FICA + state tax applied.
State income tax FAQ
Which states have the lowest income tax?
Nine states levy no income tax on wages: Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington, and Wyoming. Among states that do tax wages, the lowest top rates in 2026 are North Dakota (2.5%), Arizona (2.5%), Ohio (2.75%), Indiana (2.95%), and Louisiana (3.0%).
Which state has the highest income tax?
California, at 13.3% including its 1% mental health surtax above $1 million. New Jersey and the District of Columbia follow at 10.75%, then New York at 10.9% on income above $25 million.
Do I pay state tax where I live or where I work?
Generally where you work, with a credit from your home state if the two differ. Remote workers usually owe tax to the state where their employer is located only if they physically work there — but rules vary, especially for New York and for workers who travel.